ShopNBC is offering 6 value pays on everything even clearance! As MarkdownMom has written before this is one way to extend the initial hit of buying an expensive item with ø interest. However, you must remember to account for these payments each month and to make it a great deal, be sure that you are getting a bargain.
For instance, a Cricut CakePersonal Electric Cutter™ is selling for $409.98 with $12.99 sh making 6 value pays of $68.33. WOW! However, compare to the same item being offered at HSN for $399.95 with $17.22 sh and 4 payments of $99.98.
Which Is The Better Deal?
HSN price is lower, but sh is more expensive. Totally, you save only $5 over ShopNBC.
If company is located in your state, you could pay sales tax.
HSN has bundled this machine with more software than ShopNBC.
HSN offers a 3 year protection plan for $39.95, a must if you read the reviews.
ShopNBC has more stretched out the cost to 6 payments, than 4 payments at HSN making it easier on the budget.
So, as you see there are many factors that come into play when trying to get the best deal, as MarkdownMom says weigh everything when making any purchase so that you have no regrets later.