When To Jump In…

No, we’re not talking about the stock market.  What we are talking about is a bargain site for designer goods where prices keep falling and you decide when the price is right for you to jump in and grab the  bargain!   Tumbledeal has several categories of deals going at the same time, for instance, in fashion the Coach  Overstock Clearance  listed above, and other deals in categories like electronics, lifestyle, etc,. and special events.

The savings can be tremendous, but a buyer must act decisively and quickly before the deal is sold out and–that’s right-G-O-N-E Reportedly, this site can be quite addictive for bargain hunters–a form of retail slot machines!  But hey, it combines two of bargain hunters favorite past times:  (1)the hunt and (2)the quick snatch and grab from under the noses of other bargain seekers.  So, tallyho, and have fun at this site where bargain hunting turns into casino night!

***As with any form of gambling, MDM recommends the buyer check consumer services for handling complaints and/or return and credit policy.

Watch For Prices To Rise On Gold And Silver Jewelry

When the financial markets are in flux, as we saw earlier in this month, the good old standby of  liquid commodities such as gold and silver rise as investors fear devaluation of paper currency.  This amounts to scooping up large quantities of gold and silver.  Subsequently removing and hoarding it against any financial instability.  Recently, the Asian markets have felt jittery with the economic slowdown in China and the result has been scooping up gold and silver from the marketplace.

Can there be a real shortage of gold and silver?  Chris Marchese  suggests not, at the same time recognizing that  supply and demand are not the only  factors that comes into play in his article “The Gold and Silver Shortage?”

What  does  this mean to the fashionista?

Expect to pay more for jewelry made of these precious materials and jewelers and designers to use less and less of the real stuff and more of the gold/silver “embraced™ bronze.”  In essence a coating to give the appearance of solid gold or silver.

 

Bargain Hunters Alert: Learn Retailers Secrets To Spot A Deal From Rachael Ray & Friends

MarkdownMom’s major rule for shopping is to never pay retail , if you can help it.  Rachael Ray and her friend, Gretta, expands on this rule by exposing retail secrets to find the best bargains when shopping in stores.

Rule 1: Don’t Fall for Staging Tricks.
Rule 2: Buy One Get One Free (BOGO)is Not Always a Steal
Rule 3: Learn the Retail Rules
Rule 4: Watch for Cross-Merchandising Tricks
Rule 5: Just Because it’s in a Locked Case Doesn’t Mean it’s Expensive
Rule 6: Start at the Clearance Rack
Rule 7: Follow this Shoe Trick
Rule 8: Get the Perfect Shoe Fit with These Tips
Rule 9: Beware of In-Store Credit Card Offers

THE ANGUS MEAT MARKET–A CUT ABOVE THE REST

Near County Road C in Maplewood, Minnesota, in one half of a brick building, is housed a meat market that not only carries spectacular cuts of meat for the dinner table, but also items that cater to the gourmands among us. The Angus Meat Market assaults your senses and eyes when you walk in with the smells of hickory and smoke, and an array of meats including every cut of steak imagineable, jerky in a variety of flavors made from beef, turkey and chicken, and double-smoked hickory bacon. What drew MarkdownMom to this site was their large sign heralding “Double Smoked Hams.” For the holidays, this is a must have and your quests will rave at the moistness and flavor of their hams, and for that special occasion you can even order a whole pig for roasting!
For those who culinary tastes are more adventurous, this market carries specialized meats such as alligator and smoked alligator and kangaroo (delight for all those Crocodile Dundee fans), bison, elk, kobe/wygu (Japan) patties and steaks, farm raised venison, wild boar, goat and grass fed beef can be ordered! Besides free range chickens and turkeys, they carry small birds including quail, cornish hens, and partridge.
.For the hunters, The Home Market processes all kinds of game. For you favorite pooch, they even have dog treats–the lists goes on and on. And what ‘s equally important, prices were more than competitive–like 95% ground beef for $4.99/lb!
Oh, MarkdownMom mustn’t forget that the other half of the brick building houses the family’s liquor store. One stop shopping to pick up that special beverage to go along with your delicious meals.

This Is One Family-Owned Business where family pride is shown in the quality of their product!!!

FB FIND OF THE WEEK #2: DIY Hair Dryer/Flat Iron Storage Stand

 

After seeing this on FaceBook, MarkdownMom found directions for this project at Pinterest This project will run you under $10 to make.

Supplies : 3x3x2.PVC Pipe – Wye Shape.   Spray paint  (in color of your choice) plus other decorating supplies.   MDM suggests add a weight at the bottom or, if attaching to a cabinet , 10 x 3/4wood screws .

Quick, Handy, and Cheap!

Biggest Profit Maker For Retailers

CNN reported today that retailers make almost $4 billion dollars from gift cards and that this form of gift giving is the biggest loss for consumers.  Why? The $4 billion dollars is not from items purchased using  gift cards, it  is the   value amount of unredeemed gift cards each year.

This is not to say that gift cards /certificates do no have their place.  However, with 25% of recipients failing to use these cards before the expiration date, recipients should take these measures to insure that they don’t lose  out:

  • Do not shelve these cards in a drawer.  Put them  immediately in your  wallet where  you keep your credit cards–same is true of your rewards  cards.
  • To get more bang for you gift card buck, use your cards immediately and take advantage of retailers  After Christmas Sales when sales and clearance are 70% off or more. Low inventory may pose a selection limitation right now ; but wait a couple of weeks and try again after shelves and racks have been restocked.
  • When using gift cards, consider buying something more extravagant that you have wished for–better to supplement gift card with cash, then to leave a forgettable balance, as 40% of gift.card buyers find out.

Remember, the longer you hold unto gift cards, the longer retailers  have to use your money interest free–and unless you are a stock owner can you afford to subsidize them?  Use it or lose it has particular meaning to this gift!

What To Buy And What Not To Buy At Warehouse Clubs

A MarketWatch  post today  reminds us all that there are advantages and disadvantages to buying in bulk.  One advantage is saving money by cutting the cost of the unit price.  However, as MarkdownMom has pointed out, the savvy shopper needs to look at the unit price and consider if buying from stores that routinely offer sale prices and coupons is a better buy.

Another important consideration in this article is to really analyze your family needs.  Unless you have a large family or extended family to share the large quantities, it doesn’t make sense to buy perishables since it is unlikely that you’ll use a large quantity of this item prior to their expiration date.  A gallon of catsup doesn’t make sense for two people, etc.

Also remember that certain stores known for a particular item will have better prices  than the warehouse stores.  CD’s, DVDs, etc. are often lower in price at Target, Amazon, WalMart, etc.

However, warehouse stores are excellent for lower prices on meat, tires and batteries, medications and buying in bulk can often save you time, gasoline, and inconvenience and  necessity of multiple trips to keep items in stock for your family.

Daily Deal: Google Tablet $55+$2 Shipping

Save almost $200 Today Only!

Today Only at nomorerack.  Choice of colors: purple, black, pink, blue, white, red, green, yellow, reg.$239.

16-Piece Set: Zeepad Google Android 4.2 Dual-Core 1.5GHz 4GB 7″ Dual-Camera Tablet PC & Accessories

1-year manufacturer’s warranty—physical and water damage not covered • Model: 7DRK • Supports Skype video calling and Netflix movies • Display: 7″ capacitive multi-touch panel screen: 800×480 • Operating system: Google Android 4.2 Jelly Bean • CPU: RockChip 3026 Cortex-A8 dual-core 1.5GHz • Supports 10.1v Flash player • Network: Wireless LAN 802.11b/g/n • PC camera: front 0.3MP & rear 3MP • Sound system: built-in speaker (1x1w), microphone • System memory: 512MB DDR III 400 high-speed memory • NandFlash: 4GB (2GB OS+ 2GB free space) • Audio player: MP3, WMA, APE, FLAC, OGG, WAV • Frequency response: 20Hz to 20000Hz • Video Player: AVI, MKV (XVID/px/H.264), MOV, TS, M2TS, RM/RMVB, FLV,3GP, MPEG, DAT, MP4 (support to 720P:1080×720) • I/O ports: 1 x USB2.0 host,1 x 3.5mm stereo headphone jack,1 x DC-in jack,1 x TF card reader • Application software: Google Search/Browser/Camcorder/camera/Gmail/Apk /ES file explorer /ES Task Manager/Google Talk/E-reader/Market/NC manager/PDF reader, etc. • In/output adapter: input:AC100-240V 50-60Hz,output: 5V 2A • Power: battery type lithium-ion 3000mAh • Battery life and work time: up to 2-3 hours of surfing the web using Wi-Fi network • Measures 7″ x 4.7″ x 0.25″ • Weighs 10oz • 

Please note: use of an external SD card is recommended if user is downloading or running many apps and / or games on the tablet; this will avoid freezing and allow tablet to operate at expected speedPlease note: leaving live scrolling wallpaper on will deplete the battery significantly. Choosing a stationary wallpaper will prolong battery life.

Grocery Wars Part 2: Less Choices

Retailers learned their lesson following 2008 crash that controlling inventory became key to improving sales. What they did not count on was a continuing decline, not only in the purchasing power of consumers, but also the on-going decline of the middle class that began in 1980 and continues today.

Food always has been competitive with narrower profit margins than most other businesses; however, it was somewhat recession proof since consumers could forgo buying a new car or the latest fashion, but everyone has to eat, right?  However, now grocery stores have begun to control inventories beyond seasonal items and what this means for the consumer is a decline in the number and type of selections a store will carry.  Add to this natural causes such as drought, floods, and shorter growing seasons, that have increased prices substantially on beef and pork, and the consumer increasingly is being placed between a rock and a hard place.  As the middle class keeps losing ground coupled with higher prices, grocery stores are scaling back the volume and variety they offer in almost every department.

How many times have you experienced going to either a warehouse store or local grocery store for a staple that you have been buying for years, only to find that it isn’t being carried by the retailer anymore?  Are these products no longer being supplied?  In some cases, yes—some businesses have closed either through competitive attrition or retirement in family-owned businesses, but not all.  Stores are cutting back on what they consider gourmet items but also on staples if price is prohibitive and sales are limited due to the makeup of their clientele.

What this means is that many of your favorite items will be harder to find and indirectly will affect the type of meals you will be able to offer your family.  Additionally, prices will increase as competition declines.  What this means in the long run for the overall nutrition of your family is difficult to determine.

MarkdownMom does recommend increasing community gardens and individual gardens to the level of WWII Victory Gardens, and continuation of developing relationships with local farmers, local farmers markets, and learning canning and other food preservation methods.  Until the middle class starts to see signs of an economic recovery, going to the grocery store will require employing all the savvy consumer skills you have to survive sticker shock!