Category: Consumer Smarts

Jul 29

10 Points To ConsiderTo Buy Or Not To Buy Cars On Craigslist

Craigslist is a source of many deals including cars, but when shopping for a newer car always remember buyer beware:

  • DEALS TO GOOD TO BE TRUE.  Some deals that a buyer thinks are local are really scams especially when they ask for money up front.  These scams will often provide only an email and will involve the “shipping” of a car.  DO NOT SEND OR PUT UP MONEY SIGHT UNSEEN.
  • LOCAL DEALERS MAY OFFER GREAT DEALS; However when you go to see the car–oops! It was sold two days ago, and they forgot to remove listing.  This is a bait and many times if you phone them or email them ahead of time, they do not answer.
  • LEADER CARS.  Often dealers who are using Craigslist more and more have “leader cars” to bring you to their lot.  This is not necessarily a bad thing, just make sure it’s there and hasn’t been sold already.
  • MAKE SURE TITLE IS CLEAR.  This is important no matter where or from you, you buy the car.  Titles can be impaired because the car was in an accident.  A dealer should be upfront with you about this because it affects the value of the car.
  • GET VIN NUMBER BEFORE BUYING.  This will enable you to research the history of the vehicle.  It’s important to do this even if car is listed by the owner because he/she could be second or third owner of the vehicle.
  • BY OWNER” MAY BE IN BUSINESS.  Many people are going to car auctions and they are not always large enterprises, some may buy 1-3 cars and fix them up themselves for resale.  Many small lots and individual dealers are picking up hurricane vehicles, etc.  Just because vehicle is listed as being sold by “owner,” doesn’t mean they were the original owner.
  • ASK IF EVERYTHING ON VEHICLE IS “ORIGINAL.”  If repairs have been made, ask to see what they were and when.  Also, when dealing with the seller, ask them if you can have your mechanic go over the vehicle prior to purchase.  If not, walk away.
  • MAKE SURE YOU DRIVE VEHICLE PRIOR TO BUYING.  Be wary when owner posts vehicle and shows it, but says that the car is out-of-gas and he/she has to fill it up, so you can’t drive it that day.  This really happened!  Can you imagine posting a vehicle and not having it ready to be driven?
  • KNOW THE DEALER & GET INFORMATION.  Ask friends, family, and even other dealers if they know whether or not the person you are dealing with is reputable.  You would be surprised how other dealers not only know what their competition is like, but also know history of  individual cars being sold in their target areas.
  • SEE A GOOD DEAL, ACT ON IT IMMEDIATELY, some deals can be had from Craigslist and you have to act quickly; however, this does not mean you forego all of the steps listed above.

GOOD LUCK!!!

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Jul 20

Summer Heat Means Sizzlin’ Sales!

*Macy’s.  This retailer has been discounting merchandise the past two weeks with clearance racks up to 80% off.  Stock is limited at that level; however, there remains a good selection of merchandise at 65% off.

Herbergers.  Like it’s sister store, Younkers, yellow dot clearance marked up to 60% off last markdown.  MarkdownMom found Ralph Lauren, Evan-Picone and other designers at terrific savings.  Check out their ºyellow dot shoe sale that includes summer sandals.

Target and WalMart.  These retailers have controlled their inventory and stock is limited on apparel.  MarkdownMom finds high-end retailers mentioned are a better bet for higher quality designer merchandise at competitive prices.  However, check out summer hard goods for lawn and patio, in addition to electronics. Stores are beginning to stock Back-to-School.

Home Shopping Networks.  You will continue to see markdowns and increased number of easy pay,value pays, and flex pay payments extending consumer payments on merchandise bought.  However, markdowns are usually less than mortar and bricks retailers, but for big ticket items of electronics this may be the way to go.  One caveat is to compare prices with other retailers before weighing in on monthly payments for the best deal. 

Auto Sales.  Because of the Cash for Clunkers and the cost of new cars, inventory of preowned vehicles is down and prices reflect that.  However, next month the new models will be coming out and trade-ins should ease this shortage.  If you are looking for a new car, start looking for deals on 2010 vehicles as sales are down and dealers are more inclined to make a sale. 

TIP:  Retailers inventory was heavy going into summer and financial experts expect that will continue  into Back-to- School especially retailers like Abercrombie & Fitch and American Eagle Outfitters, so you may see early Back -to- School markdowns.

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Apr 13

Tip of the Week #60: Sometimes Patience Pays Off

Remember Markdown Mom’s post on Tip Of The Week #58: 3 Ways To Save That Shopping Network Item For Later Purchase in February when she was waiting to see if her top on waitlist would come in?   Well, it indeed did!  Of course, getting this item way beyond the 45 days on waitlist was due to the designer carrying over the popular top into the next season. 

But this recalls another item that Markdown Mom wanted from Pottery Barn that was reduced and sold out.  However, the style was carried over into a new season, but not in the color that she wanted.  Never say die, she went on Ebay and found the item in the color that she wanted for around the same sale price.  This brings up another bargain fact of life:  there are entrepreneurs out there that will buy up clearance items from designer retailers like Pottery Barn for later sale on Eba.  Sometimes this is done on an item-by-item basis, sometimes it is a jobber buying all the overstocks. 

What is important to remember is to keep frequent tabs on the stock of an item especially if you are hoping for a better price.  If you get skunked and the item is sold out before you can purchase it–check on Ebay and if really desperate, it doesn’t hurt to post a “ wanted to buy” listing on Craigslist; however, take measures so that the crazies and the spammers won’t inundate you.  

Tenacity & Patience Are Not Only Virtues, Sometimes They Pay Off! 

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Mar 19

Expert on Rachael Ray: Faux Pas or Faux (Pieds) Feet?

On Tuesday, March 17, 2010  Rachael’s Day Time Talk  Show ,  Rachael Ray’s guests discussed their most embarrassing body issues,  including excessive sweating, vaginal discharge, irregular bowel movements, and stinky feet.   Ray’s physician consultant, Dr. Ian,  explained the reasons behind these issues and tried to give helpful recommendations for treating these normal bodily functions, however something was left a foot.

One guest was a dance teacher who explained that her feet smell so foul that it has her husband and dance students running for the hills.  The dancer teacher admitted that she did not like to wear socks, but does wash and dry her feet often.  She said she masks the smell by spraying air freshener in her shoes and on her feet!  The physician stated, “we have almost a quarter of a million sweat glands in our feet that produce almost a half a liter of perspiration per day…For most of us, it evaporates so it’s fine, but for some of us it does not evaporate.”  And recommended that she continue to wash and dry her feet but use socks and to spray and use powder.

While it’s true that our bodies adjust for variations in temperature and humidity through perspiration which helps to regulate our inner body temperature to maintain good health, it is actually bacteria that cause body odor and not the perspiration itself.  Bacteria as well as yeast love to stay and multiple in moist, warm locations including human skin flaps, armpits, and feet.  They feed on chemicals in sweat and dead skin cells and their byproducts produce the foul smell we simply refer to as B.O (body odor).  Our gender and genetics as well as our diet and any medications we may be taking also influence sweating, body odor, and its intensity.  Wearing shoes and socks with inadequate ventilation promotes excessive sweating and thus higher bacteria accumulation.

Instead, people with odiferous feet should wash and dry their feet frequently, chose cotton socks that promote dryness over nylon or polyester, and select shoes that have greater ventilation (look for labels).  People should never, ever spray air fresheners on their feet! Some studies have shown a link between phthalates (a common chemical found in many air fresheners, shampoos, nail polish, and other toiletries and cosmetic products) and development of sex-hormone abnormalities and cancer.  Although a causal association has not been made, it’s probably better safe than sorry-especially since air fresheners do not mask feet odor very well and will not solve the underlying problem (the bacterial growth).  Instead opt for natural products for prevention such as baking soda or corn starch, making sure to coat a decent layer on the sole of the foot and in between the toes.  Some people who regularly use an underarm deodorant/anti-perspirant have found this product effective on their feet as well.

Sorry, Rach, this advice was almost as stinky as the pinkies!

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Mar 15

More Goodwill

Goodwill has a new online site, Goodwill® Too.  No, this isn’t an auction site, this site is selling overstocks and donations that they have received.  Although we are talking limited quantities, nonetheless, the prices are terrific with up to 75%  off retail.  Eclectic assortment of brand new and gently used items include collectibles,earth friendly green products, electronics, decorating, jewelry, pets–you name it.   If you live in Florida, you may be able to take advantage of the “free pick-up” option, flat fee shipping of $8.99 up to 150 lbs. in U.S., and Goodwill Too even ships internationally.

And remember, your order helps support Goodwill in helping people achieve their full potential through the dignity and power of work!

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Mar 01

When A Sale Is Hiding

Most online sites will have a dedicated “Sale” category.  Now this can also be referred to as “clearance,” “outlet,” or “overstocks,” as well.  But some retailers like Dillard’s don’t list any category.  Okay, one would reason they must not have any markdowns.  Yeah, right–believe me, all retailers have merchandise that must be discounted and moved out of inventory–even in the best of times! 

 How can you find these sales? 

1.  Well, you can sign-up for their email and usually they will post special sale events among other fun information. 

2.  You can subscribe to deal sites like MarkdownMom and get the latest on sales and how to shop them.

3.  Or, you can search for sale at their site, by entering “sale” into their item search.  That’s what MarkdownMom recently and voilà found Dillard’s sale on teen apparel, shoes, cosmetics, men’s, women’s, home, and more like the Ruby Rox 2Fer Dress pictured reg.$69.00, now on sale for $20.70

4.  Tip:  if you don’t find the discounted items by using the word “sale,” try the other synonyms, one is bound to strike pay dirt!

Who Has The Last Laugh Now?

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Feb 28

Local Crime Watch On The Internet

Police scanners now have a new ally in local crime reporting.  Crime Mapping™.com has been developed by The Omega Group to help law enforcement agencies keep the public informed of recent neighborhood crimes with the idea that an informed public is another way to strengthen efforts for fighting crime.  By using an advanced mapping engine, crime data is extracted on a regular basis from each department’s records system so that the information being viewed through a Web browser is the most current available. This data is always verified for accuracy and all address information is generalized by block in order to help ensure that privacy is protected.  Not all states, counties, or cities are covered at this time.

Taking a bite out of crime, one click at a time!

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Feb 17

Wednesday Steal: You Light Up My Life With Savings!

Everyone wants to go green because it is not only healthy, but economical, right?  However, changing light bulbs for the greener, more efficient, longer life ones can be an extra out-of-pocket expense initially.  Well, cut your costs and save, save, save by going to Gaim®’s clearance.  Get this Natural Spectrum® 40 watt Globe, reg. $10.00, on sale $3.99. Purple color filters out the yellow hue of the light providing natural white daylight and is good for 5,000 hours or 5X regular light bulbs.  Made in France. 

Other light bulbs on sale including 20,000 hours incandescent and daylight, and flood reflectors. 

Plus sign up for their $500 Shopping Spree!

Another Bright Idea From MarkdownMom!

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Feb 02

Mommysavers Author On Showcase Minnesota Today!

Kimberly Danger appeared on Showcase Minnesota today sharing tips and ideas for saving money from her book:

 

 

 

Instant Bargains 600+  Ways To Shrink Your Grocery Bills and Eat Well for Less. At Amazon reg.$12.99, sale $9.35.

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Jan 30

Paris Runway Fashion Alert At Your Fingertips!

The hottest nail colors in Paris this spring are the soft colors of Jade and Jade Rose by Chanel. The bad news is that both are currently sold out. However, Markdownmom has found comparable colors at better prices–so instead of paying $25, markdownmom’s selections are $8 or less.

OPI and its’ sister Nicole can match their more expensive competition.

Go On Green by OPI is their jade counterpart for $8, better price at Amazon, on sale $5.99. Respect the World is a more intense jade color by Nicole®for $7.95, and Enchantress is an opalescent rose with lilac. Essie® offers up their hot new color, Mint Candy Apple,slightly paler jade color, and Mademoiselle for that rose look, $8 OR Pure Ice® #920 Taupe Drawer & #616 Pure Ice Wild Thing. More green than photo, deep lime green. In store at Walmart, price varies, MarkdownMom found it for $2.00.

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